How to Maximize Your CT Money Redemption: Earn 20% Back on January 10th & 11th!

Hello everyone! Exciting news from Canadian Tire's latest flyer: on January 10th and 11th, you can redeem your CT Money and receive a generous 20% back. It's the perfect opportunity to stretch those points a bit further!

So, how does this work? Let’s break it down. Imagine you have $188 in CT Money. If you spend it all in one transaction, you'll receive approximately $37.60 back. Now, here’s a nifty trick: consider splitting your transactions into smaller parts. For example, by breaking your $188 redemption into five $37.60 transactions, you'd still end up with the same value overall as a single redemption. But each time you receive that 20% back, you’re essentially getting more bang for your buck.

Now, let's talk strategy. Before starting your spree, check your weekly multiplier offers and activate them. Group your items according to these offers, and start purchasing with your eCTM, starting from the most valuable bundle. After every transaction, use the bonus you just earned for the next batch of purchases. This rinse-and-repeat method could save you quite a bit!

A word of advice: avoid splitting transactions for items that have your once-only multiplier—the first transaction should reach thresholds for offers like 'spend $100, get $5'.

Furthermore, keep in mind taxes might impact your eCTM usage, so it’s a good idea to use a Canadian Tire gift card for paying taxes to maximize your 20% return. Although splitting your purchases is a smart tip, doing it excessively might only add a minor additional bonus (around 4.8% more of eCTM spent).

For those who want to do good with their points or don't need more items, donation options are available through some programs. However, if you're contemplating other non-retail uses of your points, it's best suited to a specific retail context.

Lastly, remember that programs might have nuanced changes over time, so always double-check the latest terms. By staying informed and planning wisely, you can maximize every promotional opportunity Canadian Tire offers!

Happy shopping and redeeming—don’t miss out on this chance to leverage your CT Money to the fullest!